Waterfront Cottages for Sale in Ontario under $300000

Find your dream waterfront retreat with our selection of Waterfront Cottages for Sale in Ontario under $300000. Our listings offer a variety of affordable waterfront properties, showcasing the serene beauty of Ontario’s natural landscapes. Dive into our extensive collection of cottages and discover the perfect lakeside haven within your budget. Click ‘Login’ or ‘Signup’ to explore more.

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  • . McKenzie Place in Kawartha Lakes: Kirkfield House for sale : MLS®# X12012318

    . McKenzie Place Kirkfield Kawartha Lakes K0M 2B0
    Main Photo: . McKenzie Place in Kawartha Lakes: Kirkfield House for sale : MLS®# X12012318
    $300,000
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12012318
    Imagine spending you days enjoying the best of Balsam Lake - whether you're boating, swimming or simply relaxing on the water. This nearly half-acre building lot in the coveted Terrelac Community offers deeded access to a beautiful, sandy beach and private docking just a short walk away - perfect for those looking to embrace waterfront living without compromise. The lot is level, nicely treed, and tucked away on a private road with rear-round access, providing both privacy and convenience. Whether you're building a weekend retreat or a year -round home, the peaceful, natural setting is the ideal backdrop for a life at the lake. Plus, you'll be just a short drive from Fenelon Falls, Lindsay , and Orillia for shopping, dining, and local amenities. Balsam Lake, a gem in the Trent-Severn Waterway, is know for its clean, clear waters, exceptional fishing, and endless opportunities for boating and outdoor adventures. Whether you're enjoying a quiet morning on the dock or setting off for a day of exploration, this community offers the perfect mix or relaxation and recreation. Opportunities like this are rare - don't miss your chance to own a slice of paradise on Balsam Lake. Start planning your dream home today and make 2025 the year you create the waterfront lifestyle you've always imagined. More details
    Listed by Century 21 Granite Realty Group Inc.
    DARYL  KING
  • 3 604 BANNER Avenue in Nipissing: Ferris Condo Townhouse for sale (North Bay) : MLS®# X10708143

    3 604 BANNER Avenue Ferris Nipissing P1A 1X8
    Main Photo: 3 604 BANNER Avenue in Nipissing: Ferris Condo Townhouse for sale (North Bay)  : MLS®# X10708143
    $299,999 /For Sale
    Residential Condo & Other
    Status:
    Active
    MLS® Num:
    X10708143
    Bedrooms:
    3
    Bathrooms:
    2
    Discover your ideal lifestyle in this move-in ready 3-bedroom, pet-friendly townhome/condominium, located directly across from picturesque Lake Nipissing. Enjoy lake views from your back deck (between the homes across the street)—perfect for capturing photos of the beautiful surroundings. Sunset Beach and playground is just a short walk down the street, where you can launch a paddleboard or kayak and dive into summer fun! The main floor features a welcoming eat-in kitchen and a bright, open-concept living dining room area. Upstairs, you’ll find a spacious primary bedroom with a walk-in closet, an additional bedroom with another walk-in closet, and a large four-piece bathroom. The lower level is designed for comfort and convenience, featuring a third bedroom, a laundry room, a 2 piece washroom as well as a family room with a walk-up to the back deck and backyard, a lovely spot to BBQ and unwind. This home has been thoughtfully updated, including fresh paint, and has been pre-inspected for peace of mind. With your designated parking just steps from your door plus additional visitor spaces, every detail is designed for convenience. You’ll also enjoy proximity to grocery stores, walk-in clinics, restaurants, and easy access to the bike path leading to North Bay’s beautiful Waterfront, this townhome is close to all the amenities you need. Condo fees cover, exterior doors and windows, lawn care, snow removal, water, roof, and parking, offering you a low-maintenance lifestyle. Don’t miss out on this opportunity to live near the lake and enjoy the best of North Bay living! More details
    Listed by Royal LePage Northern Life Realty, Brokerage
    DARYL  KING
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    please create a free account

  • 5 1341 BILLIE BEAR Road in Muskoka: Sinclair House for sale (Lake of Bays) : MLS®# X11958147

    5 1341 BILLIE BEAR Road Sinclair Muskoka P1H 2J6
    Main Photo: 5 1341 BILLIE BEAR Road in Muskoka: Sinclair House for sale (Lake of Bays)  : MLS®# X11958147
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11958147
    Bedrooms:
    2
    Bathrooms:
    1
    Step into a piece of history with this charming original Canadian log home nestled in the picturesque Billie Bear Lakeside Community. This beautifully maintained cottage offers panoramic views of Bella Lake and direct access to a variety of outdoor activities, making it the perfect retreat for nature lovers and adventure seekers alike. Gorgeous sandy waterfront of 880 feet on Bella Lake, plus 100+acres of woods with hiking trails, rec hall, boats, canoes, tennis & all resort facilities. Each cottage owner has exclusive control of their cottage & owns a percentage share of the entire resort. Each cottage must be available for rental by the Club for minimum of 4 weeks in the summer. The Club takes care of the rentals, cleaning, checking guests in/out, guest programs, grounds maintenance etc. When not rented, the cottage owner has exclusive use of their own cottage. More info at www.billiebear.com More details
    Listed by Royal LePage Lakes Of Muskoka Realty
    DARYL  KING
  • Part Lot 25 ROBINSON Road in Simcoe: Wasaga Beach House for sale : MLS®# S12038397

    Part Lot 25 ROBINSON Road Wasaga Beach Simcoe L9Z 2Z4
    Main Photo: Part Lot 25 ROBINSON Road in Simcoe: Wasaga Beach House for sale : MLS®# S12038397
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S12038397
    Discover the perfect opportunity to build your dream home or cottage on this spacious vacant lot located in the heart of Wasaga Beach. Situated in a vibrant community, this lot offers walking distance to the beach as well as close proximity to local amenities including shopping, dining and recreational activities, making it an ideal location for year-round living or a seasonal getaway. All services, including water, sewer, gas and hydro, are conveniently available right at the lot line, ensuring a seamless and efficient development process. Don't miss out on this rare opportunity to own a piece of prime real estate in one of Ontario's most sought-after beach destinations! More details
    Listed by Royal LePage Locations North
    DARYL  KING
  • 240-246 Wood Street E in Leeds and Grenville: 808 - Prescott House for sale (Prescott) : MLS®# X12072424

    240-246 Wood Street E 808 - Prescott Leeds and Grenville K0E 1T0
    Main Photo: 240-246 Wood Street E in Leeds and Grenville: 808 - Prescott House for sale (Prescott)  : MLS®# X12072424
    $299,999
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X12072424
    Bedrooms:
    6
    Bathrooms:
    4
    Fantastic Duplex in the Heart of Prescott! Welcome to 240 & 246 Wood Street East, a charming, two-storey duplex offering an incredible opportunity for first-time buyers or savvy investors! Both units are currently tenant-occupied, providing immediate rental income. Unit 240 features 3 spacious bedrooms and 1.5 bathrooms. Step into a welcoming front entryway with a convenient 2-piece bath, leading into a cozy sitting area, a comfortable living room, and a functional galley-style kitchen with access to a private backyard. Upstairs, you'll find three generously sized bedrooms and a full 4-piece bathroom. Unit 246 offers a similar spacious layout with 3 bedrooms and 1.5 bathrooms. The main floor features a bright and inviting living room, a functional eat-in kitchen, a convenient 1-piece bath off the kitchen, and a versatile bonus room at the back perfect for a home office, playroom, or additional bedroom with access to the backyard and in-unit laundry. Upstairs, you'll find three generously sized bedrooms and a full 4-piece bathroom. Each unit includes main-floor laundry, private driveways, and access to a deep backyard, with a clear separation between the two for added privacy and individual outdoor space. With separate entrances and thoughtfully designed layouts, this property is perfect for multi-family living or income generation. Ideally located in a sought-after Prescott neighbourhood, just off Hwy 401 and centrally positioned between Ottawa and Kingston. Enjoy the towns scenic waterfront, vibrant community atmosphere, and growing appeal to those moving from larger cities. Don't miss your chance to own a fantastic investment property or get your foot in the door as a homeowner! Minimum 24 hours' notice required for all showings. More details
    Listed by RE/MAX HOMETOWN REALTY INC
    DARYL  KING
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  • 238 Barrie Road in Simcoe: Orillia Commercial for sale : MLS®# S11943318

    238 Barrie Road Orillia Simcoe L3V 2R5
    Main Photo: 238 Barrie Road in Simcoe: Orillia Commercial for sale : MLS®# S11943318
    $299,990 /For Sale
    Commercial
    Status:
    Active
    MLS® Num:
    S11943318
    Total Area:
    5,338.56 sq. ft.
    Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Will Be Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighbourhood With A Few Commercial Properties. Neighbouring Properties Considering A Sale So An Assembly May Be Possible. The City Of Orillia Is Is Major Need Of Affordable Housing. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! **EXTRAS** None. More details
    Listed by RE/MAX EXPERTS
    DARYL  KING
  • 238 Barrie Road in Simcoe: Orillia House for sale : MLS®# S11943315

    238 Barrie Road Orillia Simcoe L3V 2R5
    Main Photo: 238 Barrie Road in Simcoe: Orillia House for sale : MLS®# S11943315
    $299,990
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S11943315
    Welcome To 238 Barrie Road! This Exceptional Building Lot Is Conditionally Approved For A Side-By-Side Duplex With Walk-Up Basements. Four Units In Total. Semi-Detached Property. Each Duplex Separately Deeded. Water & Sewer Services At Lot Line. Conveniently Located In A Mature, Residential Neighborhood With A Few Commercial Properties. Minutes Away From Downtown Orillia, Orillia's Waterfront, Plazas, Shops, Restaurants And Municipal Services! More details
    Listed by RE/MAX EXPERTS
    DARYL  KING
  • 182 Beach Road in Hamilton: Industrial Sector House for sale : MLS®# X11999001

    182 Beach Road Industrial Sector Hamilton L8L 4A7
    Main Photo: 182 Beach Road in Hamilton: Industrial Sector House for sale : MLS®# X11999001
    $299,990
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11999001
    Bedrooms:
    2
    Bathrooms:
    1
    Welcome to 182 Beach Road! A Property bursting with potential in the heart of Hamilton. This 2-bedroom, 1-bathroom home is a perfect opportunity for those looking to add value through renovations or create a customized living space. Featuring a solid structure and functional layout, this home is ready for your vision. With a little TLC, it can be transformed into a fantastic investment or a charming place to call home. Nestled in a vibrant and evolving neighbourhood, this property offers easy access to Hamilton's growing amenities. Enjoy nearby parks, schools, shopping, and convenient transit options, making daily commutes a breeze. Hamilton is a city on the rise, known for its booming real estate market, arts scene, and revitalized waterfront making this the perfect time to invest. Some Photos are virtually edited. More details
    Listed by ROYAL LEPAGE SIGNATURE REALTY
    DARYL  KING
  • 1134 Richard Gate Way in Lambton: St. Clair House for sale : MLS®# X9505485

    1134 Richard Gate Way St. Clair Lambton N0P 2H0
    Main Photo: 1134 Richard Gate Way in Lambton: St. Clair House for sale : MLS®# X9505485
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X9505485
    Escape to your own cottage retreat on the serene Fawn Island, nestled in the beautiful St. Clair River in southwestern Ontario. This spacious lot features water at both ends, steel sea wall, and private boat dockage, offering ample room to build your dream getaway. Enjoy the tranquility of island life with municipal water services and convenient ferry access from the mainland. A $4,000 initial buy-in and $1,700 annual association fee apply. Clubhouse for all members to enjoy with boardwalks and public paths to walk the island. Discover the peaceful charm of Fawn Island. More details
    Listed by PRIME REAL ESTATE BROKERAGE
    DARYL  KING
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    please create a free account

  • 918 MAPLE RIDGE Lane in Leeds and Grenville: 824 - Rear of Leeds - Lansdowne Twp House for sale (Leeds and the Thousand Islands) : MLS®# X9410299

    918 MAPLE RIDGE Lane 824 - Rear of Leeds - Lansdowne Twp Leeds and Grenville K0E 1N0
    Main Photo: 918 MAPLE RIDGE Lane in Leeds and Grenville: 824 - Rear of Leeds - Lansdowne Twp House for sale (Leeds and the Thousand Islands)  : MLS®# X9410299
    $299,900 /For Sale
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X9410299
    Welcome to your slice of paradise on Bass Lake! Nestled amidst towering trees, this 1.32-acre waterfront haven offers the ultimate in privacy and serenity for those seeking to craft their dream retreat. With 153 feet of coveted southern exposure shoreline, every day brings stunning vistas and tranquil waters to your doorstep. Imagine waking up to the gentle lapping of waves and the rustle of leaves, as the sun bathes your future home in warm, inviting light. Great new custom dock just installed for your water toys to explore the lake as well as a relaxing spot to sit and take in the tranquility. Whether you envision a sprawling cottage getaway or a luxurious lakeside residence, this expansive lot provides the canvas for your architectural masterpiece. For the discerning buyer, privacy is paramount, and this property delivers in abundance. Embrace the seclusion of lush foliage and the tranquil ambiance of Bass Lake, while still being within easy reach of modern conveniences and amenities. With its prime location this parcel presents a rare opportunity to create a bespoke retreat tailored to your every desire. Whether you crave lazy days spent lounging on the dock, adventurous exploration of the surrounding wilderness, or simply basking in the beauty of nature's embrace, this property offers endless possibilities for luxury living. Seize the opportunity to build the waterfront retreat you've always dreamed of the possibilities are as limitless as the shimmering waters of Bass Lake. Don't miss your chance to make this idyllic sanctuary your own schedule your private showing today and let the journey to your dream home begin. More details
    Listed by Sotheby's International Realty Canada, Brokerage
    DARYL  KING
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    please create a free account

  • 517 TAYLOR Drive in Simcoe: Midland House for sale : MLS®# S10898337

    517 TAYLOR Drive Midland Simcoe L4R 5L9
    Main Photo: 517 TAYLOR Drive in Simcoe: Midland House for sale : MLS®# S10898337
    $299,900 /For Sale
    Residential Freehold
    Status:
    Active
    MLS® Num:
    S10898337
    Opportunity awaits to Build your dream home in this sought after area of Tiffin By The Bay at Tiffin Estates on this level fully serviced estate lot with natural gas, hydro, water and sewers all available. Enjoy the water view from your very own back yard. There is immediate access to Midland's Waterfront Rotary Trail system used for walking, biking and hiking; a marina, a ball park and Midland's downtown with shopping and restaurants as amenities located near by. The Seller has provided a grading plan, lot location plan, and available floorplans should a Buyer consider this option in building a home. The Buyer is responsible for all development charges at the time of applying for a building permit, these charges are subject to change. Schedule B to be attached to all offers. More details
    Listed by Royal LePage In Touch Realty, Brokerage (Hwy 93)
    DARYL  KING
  • 0 Curtis Point Road in Northumberland: Rural Alnwick/Haldimand House for sale (Alnwick/Haldimand) : MLS®# X11889763

    0 Curtis Point Road Rural Alnwick/Haldimand Northumberland K0K 2X0
    Main Photo: 0 Curtis Point Road in Northumberland: Rural Alnwick/Haldimand House for sale (Alnwick/Haldimand)  : MLS®# X11889763
    $299,900
    Residential Freehold
    Status:
    Active
    MLS® Num:
    X11889763
    Stunning one-acre lot location seconds to the lapping shores of Rice Lake where you can launch your boat and swim at a small waterfront park, or rent a dock for the season. Lovely views of the Northumberland Hills and some lake views. Georgeous sunrises and sunsets. Trails of the Northumberland Forest for walking, skiiing, ATVs and snowmobiles only a few minutes away. Rice Lake is part of the Trent-Severn Waterway that connects Lake Ontario to Georgian Bay. It's also one of the best year-round recreational and fishing lakes in Southern Ontario. Half hour to Hwy 407 and 20 minutes to Cobourg/Port Hope. All ready for your dream home! Seller is also a Tarion registered builder and can build for you (Only neighbor next door was built by seller). More details
    Listed by JUST 3 PERCENT REALTY INC.
    DARYL  KING
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Data was last updated April 16, 2025 at 07:15 PM (UTC)
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Why Buy a Waterfront Cottage in Ontario?

Owning or leasing a waterfront cottage in Ontario comes with many benefits, including:

  • Affordable Vacation Homes – Get a lakeside escape without breaking the bank.
  • Beautiful Natural Surroundings – Enjoy scenic views, fresh air, and peaceful living.
  • Great Investment Opportunity – Rental potential and long-term appreciation.
  • Outdoor Lifestyle – Perfect for boating, fishing, hiking, and year-round relaxation.

Top Areas with Waterfront Cottages Under $300,000

Kawartha Lakes – Affordable & Scenic

This region offers charming cottages near lakes and nature trails at budget-friendly prices.

Georgian Bay – Peaceful & Secluded

Find cozy waterfront cottages with stunning views, ideal for weekend getaways.

Northern Ontario – Hidden Gems

Affordable cottages with large lots and lake access, perfect for outdoor enthusiasts.

Find Waterfront Cottages for Sale & Lease in Ontario

Browse available waterfront cottages for sale in Ontario under $300,000 today. Whether you’re looking for a seasonal retreat, an investment property, or a rental, you can find great options in these sought-after locations.

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Get The Royal Treatment

When it comes to buying a home, you deserve real estate guidance from a team that truly cares about your long-term investment and client experience. Find out what it’s like to get the Royal Treatment by booking a buying consultation today.